:root{--blue:#1b3f9b;--ink:#0c1730;--paper:#f5f7fa;--mist:#dce4f0;--muted:#4a5670;--soft:#8fa8e6;
--serif:Georgia,"Times New Roman",serif;--sans:"Helvetica Neue",Helvetica,Arial,sans-serif}
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth;scroll-padding-top:5rem}
body{font:1.0625rem/1.75 var(--serif);color:var(--ink);background:var(--paper)}
svg{display:block;max-width:100%}
a{color:inherit}
h1,h2,h3,.brand,.btn,nav a,label,dt,.menu-btn,small{font-family:var(--sans)}
h1,h2{font-weight:700;letter-spacing:-.03em;line-height:1.05}
h1{font-size:clamp(2.6rem,5.6vw,4.9rem)}
h2{font-size:clamp(2rem,3.8vw,3.2rem)}
h3{font-size:1.3rem;letter-spacing:-.01em;line-height:1.25}
.wrap{width:min(100% - 3rem,1320px);margin-inline:auto}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.dark :focus-visible{outline-color:var(--soft)}
.skip{position:absolute;left:-999px}
.skip:focus{left:1rem;top:1rem;z-index:99;background:#fff;padding:.6rem 1rem}

.site-header{position:sticky;top:0;z-index:50;background:rgba(245,247,250,.97);border-bottom:1px solid var(--mist)}
.bar{display:flex;align-items:center;justify-content:space-between;height:4.5rem}
.brand{font-weight:800;font-size:1.15rem;letter-spacing:.02em;text-decoration:none}
.brand span{color:var(--blue)}
.bar nav{display:flex;align-items:center;gap:2rem}
nav a{font-size:.95rem;font-weight:500;text-decoration:none}
nav a:not(.btn):hover{color:var(--blue)}
.menu-btn{display:none;background:none;border:2px solid var(--ink);padding:.45rem 1rem;font-size:.95rem;font-weight:600;cursor:pointer}

.btn{display:inline-block;background:var(--blue);color:#fff;border:2px solid var(--blue);padding:.9rem 1.7rem;font-size:1rem;font-weight:600;text-decoration:none;cursor:pointer;transition:background .2s,border-color .2s,color .2s}
.btn:hover{background:var(--ink);border-color:var(--ink)}
.btn.ghost{background:none;color:var(--ink);border-color:var(--ink)}
.btn.ghost:hover{background:var(--ink);color:#fff}
.btn.small{padding:.55rem 1.1rem;font-size:.9rem}

.hero{display:grid;grid-template-columns:1.15fr .85fr;min-height:min(46rem,calc(100vh - 4.5rem))}
.hero-text{display:flex;flex-direction:column;justify-content:center;gap:1.7rem;padding:clamp(3rem,7vw,6rem) clamp(1.5rem,5vw,5rem) 3rem max(1.5rem,calc((100vw - 1320px)/2))}
.lead{font-size:1.2rem;color:var(--muted);max-width:38rem}
.actions{display:flex;flex-wrap:wrap;gap:1rem}
.facts{display:flex;flex-wrap:wrap;gap:1rem 2.5rem;margin-top:1rem;padding-top:1.5rem;border-top:1px solid var(--mist)}
dt{font-size:.85rem;font-weight:600;color:var(--muted)}
dd{font-size:1.02rem}
.hero-art{background:var(--blue);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:1.5rem;padding:3rem 2rem;color:#fff;animation:rise 1s ease both}
.hero-art svg{width:min(100%,430px)}
figcaption{font:500 .95rem var(--sans);opacity:.9}
@keyframes rise{from{opacity:0}to{opacity:1}}

.section{padding:clamp(4rem,8vw,7.5rem) 0}
.tint{background:var(--mist)}
.dark{background:var(--ink);color:var(--paper)}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,6vw,6rem);align-items:start}
.prose p+p{margin-top:1.3rem}
.prose{font-size:1.1rem}
.panel{margin-top:2.2rem;padding:1.5rem 1.7rem;background:var(--mist);border-left:5px solid var(--blue);display:grid;gap:1.1rem}
.tint .panel{background:var(--paper)}
.panel a,.foot a{text-underline-offset:3px}
.panel a:hover{color:var(--blue)}

.head{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,6vw,6rem);align-items:end;margin-bottom:3rem}
.head p{color:var(--muted);font-size:1.1rem}
.dark .head p{color:#b9c4dc}

.svc{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(1rem,6vw,6rem);padding:2rem 1rem;border-top:2px solid var(--ink);transition:background .25s,padding-left .25s}
.svc:last-child{border-bottom:2px solid var(--ink)}
.svc:hover{background:var(--paper);padding-left:2rem}
.svc small{display:block;margin-top:.4rem;font-size:.9rem;color:var(--muted)}

.bens{display:grid;grid-template-columns:repeat(6,1fr);gap:2.5rem 2rem}
.ben{grid-column:span 2;padding-top:1.4rem;border-top:3px solid var(--soft)}
.ben.wide{grid-column:span 3;padding-top:2rem}
.ben.wide h3{font-size:1.7rem}
.ben h3{margin-bottom:.7rem}
.ben p{color:#b9c4dc}

.lead+.panel{margin-top:2rem}
.form{display:grid;gap:.4rem;padding:2rem;background:#fff;border:1px solid var(--mist);border-top:5px solid var(--blue)}
label{font-size:.92rem;font-weight:600;margin-top:.8rem}
input,select,textarea{width:100%;font:1rem var(--serif);padding:.8rem .9rem;border:1.5px solid #9aa7bf;background:var(--paper);color:var(--ink);border-radius:0}
input:focus,select:focus,textarea:focus{outline:3px solid var(--soft);border-color:var(--blue)}
.invalid{border-color:#b3261e}
.err{min-height:1.2em;font:.88rem var(--sans);color:#b3261e}
.form .btn{margin-top:1rem;justify-self:start}
.status{font:.95rem var(--sans);color:var(--blue);min-height:1.4em}

.site-footer{background:var(--mist);padding:3.5rem 0 1.5rem}
.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:2.5rem}
.foot p,.foot address{font-size:.98rem;font-style:normal;margin-top:.6rem;color:var(--muted)}
.foot nav{display:grid;gap:.5rem;align-content:start}
.copy{margin-top:2.5rem;padding-top:1.2rem;border-top:1px solid #b6c3da;font:.88rem var(--sans);color:var(--muted)}

.js .r{opacity:0;transition:opacity .9s ease}
.js .r.in{opacity:1}

@media (max-width:900px){
  .menu-btn{display:block}
  .bar nav{display:none;position:absolute;top:4.5rem;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;padding:1rem 1.5rem 1.5rem;background:var(--paper);border-bottom:1px solid var(--mist)}
  .bar nav.open{display:flex}
  .bar nav a{padding:.8rem 0;border-bottom:1px solid var(--mist)}
  .bar nav .btn{margin-top:1rem;text-align:center}
  .hero,.split,.head,.svc,.foot{grid-template-columns:1fr}
  .hero{min-height:0}
  .hero-text{padding:3rem 1.5rem}
  .bens{grid-template-columns:1fr}
  .ben,.ben.wide{grid-column:auto}
  .svc{padding:1.6rem 0}
  .svc:hover{padding-left:0}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .hero-art{animation:none}
  .js .r{opacity:1;transition:none}
}